Unfortunately your boy was right.  OK is offering such a deal.  Problem is, he forgot to mention, out of his 4k a week, they take 1k for his "rental" fees.
It's kind of like you buying your guy a ladder, and then taking it out of his paycheck until it's paid off...  BIG DIFFERENCE:  At least after he pays for it, he owns it with you.  With the other guy, he will never own it.
    
    Re: If it walks like a duck and quacks like a duck
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